Commercial Insurance Market Update
What Businesses Should Expect for the Remainder of 2026 After several years of challenging insurance market conditions, many lines of coverage are showing signs of stabilization. Increased competition among insurers is creating opportunities for favorable renewals in several areas, although some coverages continue to face pricing pressure due to rising claim costs and litigation trends. […]
Work Comp Insights: Reporting Workers’ Compensation Claims
Workers’ compensation laws are often misunderstood because they can vary significantly between states. If your employee reports an injury and you are unsure of what steps to take, you are not alone. However, regardless of your company’s geographical location, the first two days after an employee gets injured on the job are always the most […]
What Every Business Owner Should Review Before Their Insurance Renewal
As your business grows, your insurance needs evolve. From updated property valuations to shifting cyber risks, a pre-renewal review is essential to avoid costly coverage gaps. Read our checklist on the key areas to evaluate before your next renewal.
6 Common Coverage Gaps in Commercial Insurance
Having a comprehensive commercial insurance program is crucial for any business. By securing proper coverage, businesses can ensure ample financial protection against a range of risks and minimize the likelihood of out-of-pocket losses. Unfortunately, many businesses currently have gaps in their commercial insurance programs, leaving them vulnerable amid potential perils. These gaps don’t necessarily stem […]
A Gift That Could Save a Life
Even experienced drivers have room to sharpen their split-second decision-making. Steve Ryan, Claims Risk Manager, recently took on an intensive hands-on crash prevention course – and came away with insights (and a humbling reality check) that could literally save a life. Read why driving drills, not just driving rhetoric, are the ultimate gift of safety.
When Insurance Matters Most: Why Claims Advocacy Defines a Trusted Advisor
Most insurance conversations happen long before a claim ever occurs. Organizations review coverage, evaluate risk, prepare for renewals, and work to protect themselves from future uncertainty. But when a fire shuts down operations, a serious liability claim emerges, or a major property loss disrupts the business, the conversation changes. The question is no longer, Do […]
Insurance Marketing Agencies and DPS Insurance Group Join Forces to Strengthen Service Across Massachusetts’ South Shore
WORCESTER, MA – 10/15/25 – Insurance Marketing Agencies (IMA), one of New England’s largest privately held independent insurance agencies, is proud to announce its merger with Quincy-based DPS Insurance Group. This partnership unites two family-owned agencies built on shared values of trust, service, and community — expanding IMA’s South Shore presence and enhancing its ability […]
Ask the Experts: Job Protected Leave
Job-protected leave ensures employees can take time off without fear of termination or demotion. Learn what this means for your business and how to stay compliant.
Active Shooter Reality Check — Don’t Freeze. Act!
Active shooter events are rare—but devastating. This article is your reality check. Learn practical steps to protect yourself, your team, and your business when every second counts. Awareness isn’t paranoia—it’s survival.
California’s Wildfire Insurance Crisis
California’s wildfires are creating a financial crisis. The FAIR Plan, the state’s insurer of last resort, is facing unprecedented demand and lacks the funds to cover potential losses. With private insurers leaving the market, homeowners face soaring premiums and limited coverage, especially in high-value areas.