Commercial Insurance Market Update
What Businesses Should Expect for the Remainder of 2026 After several years of challenging insurance market conditions, many lines of coverage are showing signs of stabilization. Increased competition among insurers is creating opportunities for favorable renewals in several areas, although some coverages continue to face pricing pressure due to rising claim costs and litigation trends. […]
Work Comp Insights: Reporting Workers’ Compensation Claims
Workers’ compensation laws are often misunderstood because they can vary significantly between states. If your employee reports an injury and you are unsure of what steps to take, you are not alone. However, regardless of your company’s geographical location, the first two days after an employee gets injured on the job are always the most […]
What Every Business Owner Should Review Before Their Insurance Renewal
As your business grows, your insurance needs evolve. From updated property valuations to shifting cyber risks, a pre-renewal review is essential to avoid costly coverage gaps. Read our checklist on the key areas to evaluate before your next renewal.
6 Common Coverage Gaps in Commercial Insurance
Having a comprehensive commercial insurance program is crucial for any business. By securing proper coverage, businesses can ensure ample financial protection against a range of risks and minimize the likelihood of out-of-pocket losses. Unfortunately, many businesses currently have gaps in their commercial insurance programs, leaving them vulnerable amid potential perils. These gaps don’t necessarily stem […]
A Gift That Could Save a Life
Even experienced drivers have room to sharpen their split-second decision-making. Steve Ryan, Claims Risk Manager, recently took on an intensive hands-on crash prevention course – and came away with insights (and a humbling reality check) that could literally save a life. Read why driving drills, not just driving rhetoric, are the ultimate gift of safety.
When Insurance Matters Most: Why Claims Advocacy Defines a Trusted Advisor
Most insurance conversations happen long before a claim ever occurs. Organizations review coverage, evaluate risk, prepare for renewals, and work to protect themselves from future uncertainty. But when a fire shuts down operations, a serious liability claim emerges, or a major property loss disrupts the business, the conversation changes. The question is no longer, Do […]
What Is Commercial Auto Insurance?
Commercial auto insurance covers vehicles used for work, offering protection against accidents, liability, and more. Tailored policies ensure your business stays covered—whether you run deliveries, manage a fleet, or drive to meet clients.
2024 In Review: Your Top Picks This Year
The 2024 Commercial Lines round up is here. Find out what grabbed your attention on social media and our blog this year
The Burden of Being a Landlord – Recent Changes in Massachusetts Law that affect Landlords.
The Massachusetts State Sanitary Code changed in May of 2023. It now places more burden on landlords. When a residence is deemed unfit for habitation. Section 410.900(E) of the Code of Massachusetts Regulations mandates that landlords must provide suitable alternative housing if a unit is condemned. So, as landlord or building owner, if you have […]
The Impact of Replacement Costs
To catch up with higher replacement costs driven by inflation, companies across the board are raising rates — even if you’ve had no claims.