| Insurance Marketing Agencies

The Escalating Crisis of Underinsurance in U.S. Commercial Properties

Rising construction costs and inflation are causing a surge in underinsured commercial properties. We look at how these factors, along with a lack of understanding about coinsurance, can significantly impact business finances in the event of a claim.

Using Claims Data to Guide Your Risk Management Strategy

We insure a regional, retail food service company with over 50 locations throughout New England. This is a story of success through the application of sound risk management principles. First a snapshot of their claim history. Notice that as the frequency (blue bars) fell from 32 to 2, their severity (red line) dropped from $995k […]

15 Types of Coverage Brewers Should Ask Their Agent About

Running a brewery involves a variety of risks at every level of business. While following best practices is always a good place to start, having the right coverage is crucial in protecting your business when calamity strikes. These are 15 types of coverage for breweries, tap rooms, restaurants, delivery, production safety, quality control and distributors […]

The Property Claim Lifecycle

It doesn’t matter if you’re a manufacturer, landlord or a homeowner, a catastrophic property loss will be a milestone event in your lifetime. It will probably be part of every conversation you have for the next several months. It will be something you remember for the rest of your life. I’ll give you the punchline […]

Employee Photos on Social Media

Question: We would like to post photos of our employees on our social media sites. Are we required to obtain our current or former employee’s permission to use photos of them? Answer: It depends. The issue at hand is an employee’s right to privacy. Generally, employees have a right to privacy in regard to their […]

‘Tis the season for holiday parties, eggnog and late nights.

We attend the ugly sweater parties, the family traditions, and most common, attending the annual work party.

Teamwork Makes the Dream Work. How Realtors Can Work With Insurance Brokers to Win Customers.

When people are looking for a home, they do not think about the insurance they need for the home until the last minute. While this may seem reasonable, what if you look passed a home that you could have gotten a better customized insurance policy and thus a better monthly payment? This deal will not […]