Ask the Experts: Employee Plus Ones

Should we let employees bring guests to company events? Find out the pros and cons of plus-ones.
College bound? Take some time to consider how you will safeguard belongings on campus

Campus theft poses a significant risk to students’ high-value possessions. To safeguard valuable belongings, parents should carefully review insurance coverage and implement preventive measures. By understanding potential risks and taking proactive steps, families can protect their financial investments and ensure peace of mind during their child’s college years.
Ask the Experts: Harassment Investigations

What are the key steps involved in conducting a thorough harassment investigation? We look at selecting an unbiased interviewer, conducting thorough interviews, gathering evidence, making a decision, taking appropriate action, and informing the complainant of the outcome.
A New Twist on an Old Trick: Cybercriminals Target Your Supply Chain

Cybercriminals are increasingly targeting supply chains with sophisticated social engineering attacks. These scams can result in substantial financial losses for businesses that traditional insurance policies fail to cover. Risk assessment is vital for logistics chain and cargo
Ask the Experts: Background Checks

Employers must obtain explicit permission from applicants or employees before conducting background checks, as mandated by the Fair Credit Reporting Act.
Insurance is a Financial Factor for Your Business

As business owners, we know that there are different aspects of running our companies that are part and parcel of owning a business.
Navigating Adversity: A Case Study in Effective Claim Management

What does a rapid, coordinated response to a commercial real estate claim look like? Steve Ryan presents this case study in effective claims management.
Ask the Experts: Job-Related Training

Employers generally must pay for mandatory job-related training but not for voluntary training outside work hours that doesn’t directly benefit the employee’s current role.
Ask the Experts: When to Tell Staff About Law Changes

Unsure about informing employees of employment law changes? Employers must stay updated on legal changes, but informing all employees might not be necessary. Learn about the potential benefits and drawbacks of sharing this information with your team and discover best practices for compliance.
The Escalating Crisis of Underinsurance in U.S. Commercial Properties

Rising construction costs and inflation are causing a surge in underinsured commercial properties. We look at how these factors, along with a lack of understanding about coinsurance, can significantly impact business finances in the event of a claim.